Dsp Savings Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 13
Rating
Growth Option 31-07-2026
NAV ₹56.29(R) +0.04% ₹58.15(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.17% 6.97% 6.12% 5.91% 6.2%
Direct 6.41% 7.22% 6.37% 6.16% 6.45%
Benchmark
SIP (XIRR) Regular -9.22% 1.15% 4.84% 5.38% 5.25%
Direct -9.0% 1.4% 5.1% 5.64% 5.51%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.1 1.36 0.7 0.67% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.54% 0.0% 0.0% 0.21 0.36%
Fund AUM As on: 30/12/2025 7949 Cr
Top Money Market Fund
Fund Name Rank Rating
UTI Money Market Fund 1
Axis Money Market Fund 2
Tata Money Market Fund 3
Aditya Birla Sun Life Money Manager Fund 4
Kotak Money Market Fund 5

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
DSP Savings Fund - Regular Plan - IDCW - Daily 10.1
0.0000
0.0000%
DSP Savings Fund - Direct Plan - IDCW - Daily 10.15
0.0000
0.0000%
DSP Savings Fund - Regular Plan - IDCW - Monthly 11.01
0.0000
0.0400%
DSP Savings Fund - Direct Plan - IDCW - Monthly 11.04
0.0000
0.0400%
DSP Savings Fund - Regular Plan - IDCW 12.53
0.0000
0.0400%
DSP Savings Fund - Direct Plan - IDCW 12.57
0.0000
0.0400%
DSP Savings Fund - Regular Plan - Growth 56.29
0.0200
0.0400%
DSP Savings Fund - Direct Plan - Growth 58.15
0.0200
0.0400%

Review Date: 31-07-2026

Beginning of Analysis

In the Money Market Fund category, DSP Savings Fund is the 13th ranked fund. The category has total 20 funds. The DSP Savings Fund has shown an average past performence in Money Market Fund. The fund has a Jensen Alpha of 0.67% which is lower than the category average of 0.69%, showing poor performance. The fund has a Sharpe Ratio of 2.1 which is lower than the category average of 2.1.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

DSP Savings Fund Return Analysis

  • The fund has given a return of 0.49%, 1.85 and 3.48 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.81% and 3.35% respectively.
  • DSP Savings Fund has given a return of 6.41% in last one year. In the same period the Money Market Fund category average return was 6.36%.
  • The fund has given a return of 7.22% in last three years and ranked 18.0th out of twenty two funds in the category. In the same period the Money Market Fund category average return was 7.3%.
  • The fund has given a return of 6.37% in last five years and ranked 15th out of sixteen funds in the category. In the same period the Money Market Fund category average return was 6.55%.
  • The fund has given a return of 6.45% in last ten years and ranked 10th out of eleven funds in the category. In the same period the category average return was 6.63%.
  • The fund has given a SIP return of -9.0% in last one year whereas category average SIP return is -9.07%. The fund one year return rank in the category is 6th in 24 funds
  • The fund has SIP return of 1.4% in last three years and ranks 18th in 22 funds. Tata Money Market Fund has given the highest SIP return (1.64%) in the category in last three years.
  • The fund has SIP return of 5.1% in last five years whereas category average SIP return is 5.22%.

DSP Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.54 and semi deviation of 0.36. The category average standard deviation is 0.54 and semi deviation is 0.34.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47
    0.47
    		0.41 | 0.50 12 | 25 Good
    3M Return % 1.79
    1.73
    		1.51 | 1.82 4 | 25 Very Good
    6M Return % 3.36
    3.19
    		2.64 | 3.37 2 | 25 Very Good
    1Y Return % 6.17
    6.02
    		5.19 | 6.24 11 | 23 Good
    3Y Return % 6.97
    6.96
    		6.17 | 7.29 13 | 22 Average
    5Y Return % 6.12
    6.22
    		5.31 | 6.55 11 | 16 Average
    7Y Return % 5.91
    5.94
    		5.08 | 6.35 9 | 14 Average
    10Y Return % 6.20
    6.31
    		5.48 | 6.71 8 | 11 Average
    15Y Return % 6.84
    7.14
    		6.41 | 7.50 9 | 11 Average
    1Y SIP Return % -9.22
    -9.38
    		-10.12 | -9.19 7 | 23 Good
    3Y SIP Return % 1.15
    1.13
    		0.34 | 1.41 14 | 22 Average
    5Y SIP Return % 4.84
    4.91
    		4.01 | 5.19 11 | 16 Average
    7Y SIP Return % 5.38
    5.43
    		4.56 | 5.75 9 | 14 Average
    10Y SIP Return % 5.25
    5.49
    		4.43 | 6.03 8 | 11 Average
    15Y SIP Return % 5.38
    5.93
    		4.72 | 6.71 9 | 11 Average
    Standard Deviation 0.54
    0.54
    		0.46 | 0.58 9 | 21 Good
    Semi Deviation 0.36
    0.34
    		0.27 | 0.39 15 | 21 Average
    Sharpe Ratio 2.10
    2.10
    		0.70 | 2.65 14 | 21 Average
    Sterling Ratio 0.70
    0.70
    		0.62 | 0.73 13 | 21 Average
    Sortino Ratio 1.36
    1.48
    		0.37 | 1.97 16 | 21 Average
    Jensen Alpha % 0.67
    0.69
    		-0.06 | 0.98 14 | 21 Average
    Treynor Ratio 0.06
    0.07
    		0.03 | 0.08 15 | 21 Average
    Modigliani Square Measure % 1.65
    1.66
    		0.55 | 2.09 14 | 21 Average
    Alpha % -0.90
    -0.89
    		-1.65 | -0.55 13 | 21 Average
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.49 0.47 | 0.52 15 | 26 Average
    3M Return % 1.85 1.81 1.67 | 1.87 2 | 26 Very Good
    6M Return % 3.48 3.35 2.94 | 3.53 4 | 26 Very Good
    1Y Return % 6.41 6.36 6.19 | 6.57 7 | 24 Good
    3Y Return % 7.22 7.30 6.80 | 7.53 18 | 22 Average
    5Y Return % 6.37 6.55 6.36 | 6.76 15 | 16 Poor
    7Y Return % 6.16 6.27 5.80 | 6.53 11 | 14 Average
    10Y Return % 6.45 6.63 6.05 | 6.84 10 | 11 Poor
    1Y SIP Return % -9.00 -9.07 -9.24 | -8.81 6 | 24 Very Good
    3Y SIP Return % 1.40 1.46 1.13 | 1.64 18 | 22 Average
    5Y SIP Return % 5.10 5.22 5.08 | 5.42 14 | 16 Poor
    7Y SIP Return % 5.64 5.76 5.50 | 5.99 12 | 14 Average
    10Y SIP Return % 5.51 5.82 5.50 | 6.16 10 | 11 Poor
    Standard Deviation 0.54 0.54 0.46 | 0.58 9 | 21 Good
    Semi Deviation 0.36 0.34 0.27 | 0.39 15 | 21 Average
    Sharpe Ratio 2.10 2.10 0.70 | 2.65 14 | 21 Average
    Sterling Ratio 0.70 0.70 0.62 | 0.73 13 | 21 Average
    Sortino Ratio 1.36 1.48 0.37 | 1.97 16 | 21 Average
    Jensen Alpha % 0.67 0.69 -0.06 | 0.98 14 | 21 Average
    Treynor Ratio 0.06 0.07 0.03 | 0.08 15 | 21 Average
    Modigliani Square Measure % 1.65 1.66 0.55 | 2.09 14 | 21 Average
    Alpha % -0.90 -0.89 -1.65 | -0.55 13 | 21 Average
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Savings Fund NAV Regular Growth Dsp Savings Fund NAV Direct Growth
    31-07-2026 56.2886 58.1542
    30-07-2026 56.2688 58.1333
    29-07-2026 56.2631 58.127
    28-07-2026 56.2607 58.1242
    27-07-2026 56.2486 58.1113
    24-07-2026 56.2045 58.0647
    23-07-2026 56.1901 58.0494
    22-07-2026 56.1758 58.0343
    21-07-2026 56.1727 58.0307
    20-07-2026 56.1438 58.0004
    17-07-2026 56.133 57.9883
    16-07-2026 56.1038 57.9577
    15-07-2026 56.0803 57.933
    14-07-2026 56.072 57.9241
    13-07-2026 56.105 57.9578
    10-07-2026 56.089 57.9402
    09-07-2026 56.0789 57.9295
    08-07-2026 56.0491 57.8983
    07-07-2026 56.0763 57.926
    06-07-2026 56.1101 57.9606
    03-07-2026 56.0918 57.9406
    02-07-2026 56.0935 57.9419
    01-07-2026 56.0607 57.9077
    30-06-2026 56.0229 57.8683

    Fund Launch Date: 20/Sep/1999
    Fund Category: Money Market Fund
    Investment Objective: The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.
    Fund Description: An open ended debt scheme investing in money market instruments
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.